We all have regular check-ups with our doctors, dentists and even with the mechanic to look at our cars, but many of us rarely take the time to check in on our finances. Well you can do just that with our Financial Health Score. Give your finances the check-up they need by finding out your score and then get the resources you need to make a step in the right direction.
Know where you stand
Like checking your ingredients in the fridge before you try and make recipe, knowing where you stand with your finances is the best way to bring the right ingredients together to make them the best you can. Do your Financial Health Check to know where you stand to help you take a step in the right direction.
Managing your debts efficiently
A credit card here, an overdraft there, many of us have debts in various places without understanding what it’s actually costing us. Having a clear view of your attitude to your finances, will help you effectively prioritise and pay off your debts meaning you’ll be able to start putting that money towards better use.
Build your buffer
A nice cushion to shield you from the blow of an unexpected expense is important to make sure you stay on the right side of zero. We’ve all been there, a burst pipe or a car breakdown could put many of us out of pocket. Weighing up your income vs outgoings will help you to understand just how much storm you can weather and what you can do to try grow that buffer to protect against future mishaps.
Just because you found a great deal on your car insurance three years ago doesn’t mean that deal still remains. By taking a step back and looking at all your different expenses, you can clearly see whether they’re costing you more than they should, we’ll then provide with tips you need to find the best deals out there.
Goals goals goals
We all have an idea of where we’d like to be with our finances in the future, but it’s generally quite generic and vague like ‘I want to have more saved up’. Setting tangible and genuinely achievable goals, like an exact amount or a new sofa or holiday is the best way to actually put some of those ideas into action. By taking a clear look at your finances you can set these goals according to what’s achievable and actually start reaching them.
Setting up for the future
Did you know that saving an extra £86 a month could mean the difference between living comfortably in retirement and struggling in later years? By getting the whole picture now when it comes to your attitude to finance, you can clearly see what needs to be done to provide yourself with what you need for the future, be that for starting a family, retirement or growing your wealth.
Free up some time
We all spend too much time worrying about our finances and not knowing what to prioritise. By finding out your score you can get the guidance you need to change your finances for the better without having to think about it.
Ongoing guidance and support
Not only does your score give you a clear picture of your finances, we then provide you with all the resources, tools and calculators to help your finances move to the next level. Unlike your credit score, that just gives you a number you may not understand, we explain your position and give you what you need to help improve it.
We all know we can be better with our finances and now is your chance. Be the financial you you’ve always wanted to be, starting with your score.
To find out your score go to neyber.co.uk/yourscore and get started on your journey to your financial future.