How to use a credit-building card to repair your credit score

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Your credit score is essentially a tool that lenders, banks, and credit providers use to predict how you'll behave with money. The score is a number which represents your credit file and history.

So, if you don't have a long credit history or you've slipped up managing credit in the past then lenders/banks/credit providers might all decide that the risk is too high to lend you money when you really need it.

If this sounds like you, then you might want to consider a credit-building card to get things back on track.

First, assess your current situation

Why are you...

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